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Cat Forum / General Topics / April 2004UK Pet Insurance
Hi all, I'm currently looking around for pet insurance. Our cat is totally deaf so she is an indoor cat. I was wondering if anyone could help me by suggesting some good companies in the UK? Thank you, Lisa. Best suggestion is to look at the companies based Notts or South thereof. Pet plan & direct line get consistantly good revues. HTH Sue > Hi all, > [quoted text clipped - 7 lines] > > Lisa. > > Hi all, > > [quoted text clipped - 14 lines] > HTH > Sue My Missy is insured with PetPlan, I haven't had to claim as yet though, fortunately :-) Ivor > I was wondering if anyone could help me by suggesting some good companies in > the UK? Tesco do a pretty good one (competitively priced)... although you do have a claim limit on it. Tim > Hi all, > [quoted text clipped - 7 lines] > > Lisa. Hi Lisa, I have Pet-life, life insurance for my cat, it is a $10 million policy which only costs me $100,000 a month! It is fully payable on death unless the cat commits suicide or is run over by a 1997 model chevy S-10 pickup truck with an anti-lock breaking system and air conditioning. Whats the chances of that? Blondie >I have Pet-life, life insurance for my cat, it is a $10 million policy >which only costs me $100,000 a month! It is fully payable on death >unless the cat commits suicide or is run over by a 1997 model chevy >S-10 pickup truck with an anti-lock breaking system and air >conditioning. Whats the chances of that? Atter years of dealing with health insurance, aut insurance, home owners insurance I have serious doubts about whether pet insurance is worth it. Bear in mind the basic concept of insurance: insurance companies don't make money paying claims, they make money not paying claims. If the cat you have had for the last 15 years suddenly needs treatment today for xxxxx condition, do you want some nameless faceless person at the insurance company saying coldly your claim is denied, the insurance company requests that you put your cat to sleep. Over the years of your cat IMHO it is better be your own insurance company. Self insure.....put the money you would pay for pet insurance into an aggresive mutual fund and you'll be able to determine for yourself if the cat needs treatment. I agree with Amy completely. I am putting $300 a year into a savings account (about what insurance for my two cats would cost). My cats are indoor only so I am mainly concerned with illness. Insurance companies have too many deductibles and conditions. Any "minor" expenses such as dental and grooming are paid for separately so the "account" keeps building for anything major that might occur. -MIKE
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