Spam.

Laura, I only briefly scanned your site, and couldn't easily find
where to post a comment so I'm coming out of lurkdom to post my
experience with VPI. I purchased the VPI premium coverage (not
including vaccinations, because they are part of routine
"maintenance" IMO). I did get the extra "cancer" protection because
from my reading, cancer is as common, if not more so, in cats as it
is in people.  My premiums for just one of my 4 cats is $19 per
month. The covered cat had pre-existing allergy problems, so that
isn't covered. Now that I've actually filed a claim, I see it
wouldn't matter even if it was covered, not including a recent
dermatologist's examination and recommendation. My covered cat had
a recent incident where his eye was injured during play-wrestling
with one of my other cats. Out of a $90+ vet bill, VPI paid $15.
This after a $50 deductable that I didn't see anywhere in the "fine
print". They claim that they pay out 90% "market value cost" of the
veterinary bill. Even after the $50 deductable, that leaves just
over $40 and they pay me $15?  I can only imagine my out of pocket
expenses for a more serious, costly bill. Based on this, I canceled
the policy. IMO, and I've read the same from many here, those
premiums are better spent investing in a savings account earmarked
for vet costs only. Your marketing is only going after those in the
frame of mind I was in when I purchased the insurance; I had paid
out a lot of money for not just one sick cat, but two in a row who
were about the same age, but I hadn't prepared for it and it took
over 2 years paying off the credit card.

To any of you thinking pet insurance is a good deal, THINK about
it. Seriously. A savings account with the same monthly deposit that
you'd pay for an insurance premium adds up quick. Save that account
money only for sickness that you didn't expect, and not for routine
care costs.