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Cat Forum / Health and Behavior / May 2008Vet Pet Insurance
Hello, Vet pet insurance is not only good for your pet but for yourself too. The trend of having vet pet insurance is increasing day by day. Visit the below link for more details about vet pet insurance. http://vet-petinsurance.blogspot.com/ Vet pet insurance is necessary. Vet bills can mount up when it comes to your furry friend being ill. If you're lucky, you'll be able to pay for each illness as it comes - and it will, especially with an older pet. Read more details from: http://vet-petinsurance.blogspot.com/ Often insurance companies start insuring pet from the age of six months but some does not give coverage to your pet if he or she is more than of eight years. See more details on: http://vet-petinsurance.blogspot.com/ Regards, Khushbu Malik > Hello, > > Vet pet insurance is not only good for your pet but for yourself too. > The trend of having vet pet insurance is increasing day by day. Visit > the below link for more details about vet pet insurance. ------- Vet pet insurance is a ripoff. All it means it that you pay in advance for routine care. The only way you ever get your money's worth is if you have a young animal who tragically develops an unforeseen catastrophic illness. In my experience of looking into getting pet insurance, older animals ("older" meaning any animal more than 8 years old - my 10 year old healthy cat was considered uninsurable) and any pre-existing medical condition is not covered. Also, certain major illnesses, like cancer, require a rider and are not covered in the basic policy under any conditions. My 10-year-old cat was initially accepted into the insurance plan. I was required to get a medical exam and $100 worth of bloodwork, which came back fine. Then, after I paid for all of that, I was told that she couldn't be insured because of her age (did her age change overnight?) As many people on this group have pointed out, it makes a lot more sense to establish a savings account for your pets and put money into the account (every month) that is earmarked for medical needs only. > http://vet-petinsurance.blogspot.com/ > > Vet pet insurance is necessary. No, it's not. >Vet bills can mount up when it comes > to your furry friend being ill. If you're lucky, you'll be able to pay > for each illness as it comes - and it will, especially with an older > pet. Older pets are not insurable. >Read more details from: > [quoted text clipped - 3 lines] > months but some does not give coverage to your pet if he or she is > more than of eight years. You got that right, and who needs to spend $300/year for insurance to cover the cost of an annual checkup and vaccinations for a two-year-old cat? It's cheaper to pay out of pocket. Best regards, ---Cindy S. >> Hello, >> [quoted text clipped - 45 lines] > Best regards, > ---Cindy S. Good post, Cindy. Also: This person's "message" is SPAM. The identical message has been posted on several newsgroups and is really a sales pitch. MaryL snip>> > Good post, Cindy. Also: This person's "message" is SPAM. The identical > message has been posted on several newsgroups and is really a sales pitch. ------- I know. This guy is just trying to sell insurance. If this were a moderated group, the post would have been rejected. Best regards, ---Cindy S. >>> Often insurance companies start insuring pet from the age of six >>> months but some does not give coverage to your pet if he or she is [quoted text clipped - 11 lines] > > MaryL I had it for one year because it seemed like a good idea at the time. I thought that the annual included blood testing, shots, and check up were worth it - until I saw my poor cat meowing and completely anxiety ridden when a vet decided she needed a blood test. I realized that there was no way I was going to put her through an "annual" blood test unless it was absolutely necessary. My heart broke looking at her eyes when the vet was about to draw the blood. In addition, some vets believe that a housecat doesn't need shots at all. Take the $300 and put it into an annual health fund for your pet. Until such time as these pet health insurance companies are government regulated, you can't be sure what really will be covered. >> Hello, >> [quoted text clipped - 45 lines] > Best regards, > ---Cindy S. I couldn't agree more. I went the insurance route for a little but it was just way too expensive, especially with multiple pets (at the time we had 7 cats and 2 dogs). I don't remember the logic at the time but for awhile we even tried just insuring a few of them. Invariably the pets that were not insured would get sick or the condition wasn't covered. We now have an account set aside just for vet bills and everybody is covered; it's worked out much better for us. Bonnie My vet also gave me this same advice in late 2002 when I'd had my beige & white rescue cat Coco about 1/2 year. He was about a year old & during this 6 month period, he'd already been treated 2-3 times for an allergic skin condition over his eyes. I asked my vet whether I should take out an insurance policy for him & was told he wasn't eligible for coverage because of this 'pre-existing' condition. My vet suggested setting aside the same money each month in a separate bank account for my cats. M. >> Hello, >> [quoted text clipped - 43 lines] >Best regards, >---Cindy S. > My vet also gave me this same advice in late 2002 when I'd had my beige & > white rescue cat Coco about 1/2 year. He was about a year old & during [quoted text clipped - 5 lines] > of this 'pre-existing' condition. My vet suggested setting aside the same > money each month in a separate bank account for my cats. I can understand that one. My vet insurance is different. Guess i lucked up. I adpoted 2 rescue pets and because the vet center I use also is assosciated with them, they are fully covering known pre-existing conditions. Cash (beagle mix) has already had treatments equal to the amount I paid this year for insurance. Daisy (cat) has used 50% of what I paid this year and is sceduled for another treratment that will make this 75%. Cash had heartworms and was still in the treatment phase and is now on the maintenance phase (tests positive, will for a few more months but thats just antibodies to the worms left over and they will clear out in time). Daisy needs dental cleaning (free basically as paid for under her insurance) and is being treated for a yeast infection in her left ear. It's Cash (beagle mix) where we are making money on the insurance deal. The Xrays, EKG's and heart specialist would have cost far more than I paid under a plan, not to mention his meds are 1/2 price. Daisy too, as she needs a specialized flea treatment due to allergies so I can't use OTC stuff on her (and will not risk it with Cash). |
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