 |
 | Home | Contact Us | FAQ | Search & Site Map | Link to Us |
 | Sign In | Join | Other 45 Sites in Network |
| HomeDiscussion GroupsGeneral TopicsCat AnecdotesHealth and BehaviorRescue CatKB.com Contact UsLink To UsSearch & Site Map |
Cat Forum / Cat Anecdotes / April 2005Waaah, my car's wrecked :-(
It's 1:30 am here and I'm seriously bummed. Can't even consider going to bed after what's happened. Took some friends to see a show, Thai dancing, etc... Stopped at a bar close to home for some beers afterwards. Walked out to see my drivers side door all smashed in and my window broken. Luckily, there was a policeman in another bar who got alerted and came out and got the guy's info. It was a big fancy truck from Bangkok. We bought the cop some beer and he was pretty happy to help out after that. I have to be at the police station at 9 am and supposedly the insurance guy from the guy who hit me will be there. I sure hope I don't get screwed in this ordeal, happens a lot to "farangs" since the locals only see us as walking dollar signs. But I reckon the guy that hit me was richer than me anyway, his truck sure was worth multiple times what my car is worth. Good thing I only have an old car. Dennis isn't going to be very happy when he comes home tomorrow. Goes to Florida for 1 week and the car's outta commission :-( And I have 2 different sets of friends coming in the next 2 weeks who need to be chauffeured around. Waaaah! I should have just stayed home tonight, like I do every other night!!! -- Britta "There is no snooze button on a cat who wants breakfast." -- Unknown Check out pictures of Vino at: http://photos.yahoo.com/badwilson click on the Vino album Oh dear!!! I'm so sorry to hear about your car! Purrs that everything will be okay Kristi <SNIP> > "There is no snooze button on a cat who wants breakfast." -- Unknown > Check out pictures of Vino at: > http://photos.yahoo.com/badwilson click on the Vino album Awww!!!! What a drag. I get the feeling that dealing with insurance companies in Thailand.... Especially for a Farang, is gonna be no fun. Good luck with it all. Mathew Butler to 2 kittens: Chablis & Muscat En Vino Veritas I came back to post this after doing some thinking: forgive me for criticizing your temporary homeland there but Thailand does not seem to me to be a hotbed of female respect and independence....can't you take with you to the meeting @ police station w/insurance rep and possible truck owner a *male* of whatever ilk (I know your DH won't make it back in time) to get down and dirty if they try to screw you over financially? I would be very uneasy unaccompanied with something similar - the bigger the better - in a situation like that.....in a place like that.... > <SNIP> > [quoted text clipped - 9 lines] > Butler to 2 kittens: Chablis & Muscat > En Vino Veritas Yes, I'm planning to take Prasit, a Thai driver for the company who has been our friend for a long time and speaks decent English. Keep your fingers crossed for me, I'm about to leave for the police station! I'm a bit freaked out about driving in my car which has had no window in it all night. Going to do a "critter inspection" under the seats before getting in. -- Britta "There is no snooze button on a cat who wants breakfast." -- Unknown Check out pictures of Vino at: http://photos.yahoo.com/badwilson click on the Vino album > I came back to post this after doing some thinking: forgive me for > criticizing your temporary homeland there [quoted text clipped - 21 lines] >> Butler to 2 kittens: Chablis & Muscat >> En Vino Veritas > Yes, I'm planning to take Prasit, a Thai driver for the company who > has been our friend for a long time and speaks decent English. Keep > your fingers crossed for me, I'm about to leave for the police > station! I'm a bit freaked out about driving in my car which has had > no window in it all night. Going to do a "critter inspection" under > the seats before getting in. This is a little late, but we are purring for your meeting with the insurance people to be satisfactory. Glad to hear you have a local man with you.  SignatureMarina, Frank, Nikki, and introducing: Mere! marina (dot) kurten (at) pp (dot) inet (dot) fi Pics at http://uk.pg.photos.yahoo.com/ph/frankiennikki/ and http://community.webshots.com/user/frankiennikki > It's 1:30 am here and I'm seriously bummed. Can't even consider going > to bed after what's happened. [quoted text clipped - 20 lines] > Check out pictures of Vino at: > http://photos.yahoo.com/badwilson click on the Vino album Oh no! Bad timing on the crasher's part! Glad to hear that you were not involved and/or hurt. Hope that the insurance negotions go favorabilty for you! Charleen, Mr. Pumpkin, Aggie Marble, Victor Velcro who are purring good wishes your way. So sorry to hear that. Lots of purrs and best wishes that everything works out with the insurance guy, SignaturePolonca & Soncek > It's 1:30 am here and I'm seriously bummed. Can't even consider going > to bed after what's happened. [quoted text clipped - 6 lines] > that. I have to be at the police station at 9 am and supposedly the > insurance guy from the guy who hit me will be there. <snip> > It's 1:30 am here and I'm seriously bummed. Can't even consider going > to bed after what's happened. [quoted text clipped - 17 lines] > -- > Britta Oh no! Yesterday must have the day for accidents. Our son borrowed our truck, and somebody plowed into the back of him while he was at a red light. Nobody hurt, and he was driving the old farm truck, un-affectionatly known as "Ole Spot" because the paint's peeling all over anyway. So we told the kid (he was 21) we weren't even going to turn it in on his insurance. He about cried. Told him someday I expect him to remember this and to "pay it forward" though-- and give somebody else a break sometime in his lifetime. Sherry >> It's 1:30 am here and I'm seriously bummed. Can't even consider > going [quoted text clipped - 32 lines] > else a break sometime in his lifetime. > Sherry But if he was hit from behind, wouldn't it be the other drivers fault? > >> It's 1:30 am here and I'm seriously bummed. Can't even consider > > going [quoted text clipped - 34 lines] > > > But if he was hit from behind, wouldn't it be the other drivers fault? Yeah, the other driver was the 21 year old kid. I called him to let him know we weren't going to pursue it. It would be kind of stupid for us to anyway since it's a 12 year old truck that already looks horrible. I know what happens to a 21-year-old male when a claim goes against their insurance. It skyrockets or they cancel them. Sherry Sherry <snip> > So we told the kid (he was 21) we weren't even going to > turn it in on his insurance. He about cried. Told him someday I expect > him to remember this and to "pay it forward" though-- and give somebody > else a break sometime in his lifetime. > Sherry That is also my philosophy in terms of helping others. I spent many hours each week over the course of a year giving extra assistance to one of our graduate students, and I wrote *numerous* letters of recommendation for him. After he obtained his "dream job," he tried to give me a check to thank me for the extra time spent. I declined but told him basically what you said -- that he should think of this and give extra assistance to others if the opportunity arose. I have learned from other sources that he has done this many times over, so I feel fully compensated. MaryL > It's 1:30 am here and I'm seriously bummed. Can't even consider going > to bed after what's happened. [quoted text clipped - 20 lines] > Check out pictures of Vino at: > http://photos.yahoo.com/badwilson click on the Vino album Britta, I'm so sorry to hear that. I hope you don't have any problems getting the money from the insurance company to get it fixed. Hugs, CatNipped I sure hope I > don't get screwed in this ordeal, happens a lot to "farangs" since the > locals only see us as walking dollar signs. But I reckon the guy that [quoted text clipped - 10 lines] > Check out pictures of Vino at: > http://photos.yahoo.com/badwilson click on the Vino album I'm sorry, Britta. What a pain! Dealing with this kind of thing is bad enough in the U.S. I can imagine it would be a mega-headache in Thailand. Hang tough, and BE tough! Right now, you may be your own best advocate. Good luck to you, Melissa Bummer!! I hope things turn out fine. Insurance here is bad enough but I can imagine dealing with it in a foreign country must be really hard. "badwilson" <badSPAMwilson@yahoo.com> had some very interesting things to say about Waaah, my car's wrecked :-(: >It's 1:30 am here and I'm seriously bummed. Can't even consider going >to bed after what's happened. [quoted text clipped - 15 lines] >need to be chauffeured around. Waaaah! I should have just stayed >home tonight, like I do every other night!!! The *good* news is that you weren't IN the car at the time. Signature"The universe is quite robust in design and appears to be doing just fine on its own, incompetent support staff notwithstanding. :-)" - the Dennis formerly known as (evil), MCFL > It's 1:30 am here and I'm seriously bummed. Can't even consider > going to bed after what's happened. [quoted text clipped - 16 lines] > weeks who need to be chauffeured around. Waaaah! I should have > just stayed home tonight, like I do every other night!!! Bummer girlie. :( SignatureCheryl "The clever cat eats cheese and breathes down rat holes with baited breath." - W.C. Fields Ok, just got back from the police station. My Thai friend had gone to his hometown for the weekend, so he wasn't able to be there with me, but he did interpret on the phone. Thank gawd for cell phones! Anyway, the guy's insurance will pay for everything to be fixed. But it doesn't cover for me to have a replacement vehicle. I have to take the car to a certain garage and they are busy until May 2nd. Once I get it in, it will take at least a week. My friend can get me a pretty cheap rental car but I guess I'll just drive the car as is until May 2 and then get the rental and pay for it myself. I'm going to take the car to the hangar and have the engineers rig up some sort of thick clear plastic over the missing window. At least it will keep the wind out and the aircon in. I'll have to carry a big bag with the car papers and not leave any valuables in the car. I guess it could have turned out a lot worse. Dennis returns in 24 hours, will he ever be surprised when he sees the car! -- Britta "There is no snooze button on a cat who wants breakfast." -- Unknown Check out pictures of Vino at: http://photos.yahoo.com/badwilson click on the Vino album > Ok, just got back from the police station. My Thai friend had gone to > his hometown for the weekend, so he wasn't able to be there with me, [quoted text clipped - 16 lines] > Check out pictures of Vino at: > http://photos.yahoo.com/badwilson click on the Vino album Britta, Have you checked with your own insurance company to see it they will cover the cost of a rental replacement? I am basing this on my own insurance policy in the U.S., but it *does* cover replacement cost if the other insurer does not. On the other hand, you would also need to carefully consider whether that could raise your rates. The catch-22 there is that insurers will often raise rates following an accident even when the other company does pick up the tab. My policy says that can be done only if there is more than one accident in a year's time (and I don't know how your problem would be appraised since you were not even in the car at the time). That was actually a hit-and-run. MaryL >> Ok, just got back from the police station. My Thai friend had gone >> to his hometown for the weekend, so he wasn't able to be there with [quoted text clipped - 22 lines] > cover the cost of a rental replacement? I am basing this on my own > insurance policy in the U.S., but it *does* cover replacement cost if > the other insurer does not. On the other hand, you would also need > to carefully consider whether that could raise your rates. The > catch-22 there is that insurers will often raise rates following an > accident even when the other company does pick up the tab. My policy > says that can be done only if there is more than one accident in a > year's time (and I don't know how your problem would be appraised > since you were not even in the car at the time). That was actually a > hit-and-run. > > MaryL Well, I think it was more of a hit-and-stay since the guy waited outside for us to come out of the bar. I think he only stayed because the cop was in another bar and saw him, so he couldn't run. But nevertheless, he stuck around. In Thailand, you can't get full insurance if your car is older than 10 years. Our 1989 Nissan certainly doesn't qualify, so all we have is liability. No rental car will be covered with that. But my friend said he can get me an older car for $150 CDN for 10 days, so that's not bad. I'm sure you think that's dirt cheap, but after living in Thailand for 4 years, it sounds kinda expensive to me ;-) So I'll drive my car with plastic over the window until May 2, then get the rental. The timing actually works out because one set of friends arrives on May 1, so I can avoid having to chauffeur them around in my beater. -- Britta "There is no snooze button on a cat who wants breakfast." -- Unknown Check out pictures of Vino at: http://photos.yahoo.com/badwilson click on the Vino album >>> Ok, just got back from the police station. My Thai friend had gone >>> to his hometown for the weekend, so he wasn't able to be there with >>> me, but he did interpret on the phone. Thank gawd for cell phones! >>> Anyway, the guy's insurance will pay for everything to be fixed. > But >>> it doesn't cover for me to have a replacement vehicle. <snip> > -- >>> Britta [quoted text clipped - 38 lines] > -- > Britta Oh, sorry, I didn't think about the age of your car. We can get full insurance in the U.S. for older models, but it doesn't make sense (unless they qualify as true antiques). The cost of the insurance would far outweigh any benefits. -- MaryL > Oh, sorry, I didn't think about the age of your car. We can get full > insurance in the U.S. for older models, but it doesn't make sense (unless > they qualify as true antiques). The cost of the insurance would far > outweigh any benefits. > > -- > MaryL When I had a teenage male driver in the family, I realized that sometimes the cost of insurance outweighs benefits *anyway*. We paid IIRC $2,000 a year extra in premiums so that he could drive an 8-year-old car. The kid had a perfect driving record. Insurance started looking like legalized extortion to me back then. Now I hear that insurance companys are rating drivers based partly on their credit report. That isn't fair. Sometimes good, safe-driving people can fall on hard times and ruin their credit through no fault of their own, and it's doesn't affect their risk, IMO. It's just an excuse for insurance companies to charge higher premiums. Sherry > When I had a teenage male driver in the family, I realized that > sometimes the cost of insurance outweighs benefits *anyway*. We paid [quoted text clipped - 8 lines] > > Sherry I was shocked at how much our insurance went down after we bought a house and packaged the cars with the house policy. We only pay around $800/yr. total for a '03 Tundra ExtraCab, '03 RAV4S and a '97 Saturn SC2. I used to pay almost that in '98 for my old RAV4 alone, when I lived in Indy... -L. just catching up on the newsgroup, Britta -- so sorry for your car accident! purrs for your nerves, Christine > Ok, just got back from the police station. My Thai friend had gone to > his hometown for the weekend, so he wasn't able to be there with me, [quoted text clipped - 16 lines] > Check out pictures of Vino at: > http://photos.yahoo.com/badwilson click on the Vino album > It's 1:30 am here and I'm seriously bummed. Can't even consider going > to bed after what's happened. [quoted text clipped - 15 lines] > need to be chauffeured around. Waaaah! I should have just stayed > home tonight, like I do every other night!!! Purrs that the insurance is sorted ASAP and that you're back on the road when your friends arrive. SignatureAdrian (Owned by Snoopy & Bagheera) A house is not a home, without a cat. >It's 1:30 am here and I'm seriously bummed. Can't even consider going >to bed after what's happened. [quoted text clipped - 15 lines] >need to be chauffeured around. Waaaah! I should have just stayed >home tonight, like I do every other night!!! Oh, Britta, I am so sorry! I hope the insurance comes through for you fine and you can get it fixed quickly. Ginger-lyn Home Pages: http://www.spiritrealm.com/summer/ http://www.angelfire.com/folk/glsummer (homepage & cats) http://freepages.genealogy.rootsweb.com/~summer/index.htm (genealogy) http://www.i-love-cats.com/meow/glsummer/ (The Violence Against Animals in Movies Website)
|
Reply to this Message |
 Sign In
 Join
 My Latest Posts My Monitored Threads My Blog My Photo Gallery My Profile My Homepage Start New Thread Enable EMail Alerts Rate this Thread
|
©2008 Advenet LLC Privacy Policy - Terms of Use
This website includes both content owned or controlled by Advenet as well as content owned or controlled by third parties.