Maybe not fully OT, as it involves the comfort of the owners.  Due to
financial poblems, we got behind on our mortgage.  We were in the
wrong, but couldn't help it.  The VA housing dpartment was fantastic
in helping us re-do the mortgage on the house.

In March I sent the mortgage company $3200 to cover the costs of the
re-finance.  As you may remember, I was in the hospital on June 1.  I
didn't worry about the mortgage payment because we requested that it
be automatically removed from the bank account as it had been in the
past.  At the end of the month, we received a letter stating that the
mortage company would not be applying the auto pay that we'd requested
as the re-finance had not been posted at that time.

I called Wells Fargo and talked with a young woman who assured me that
the June payment had come from the $3200 I'd given them.  She also
told me that the payment amount was $658 and I was pleased with her
professionalism and gladly payed the amount due for July.

Fast forward to this month.  I'm trying to make the mortgage payment
and am told that we are three months in arrears and that Wells Fargo
will not accept anything less than the almost $3000 that they claim we
owe them.  I've been on the phone with them every day for over a week
now trying to get this straightened out.

Gang, I hate to ask for help, but I really need it.  Purrs, Prayers,
Visa, Cash, Check.  Anything you can do to help us keep our house and
prevent us from all having to live in the van would be appreciated.  I
am so desperate.

Pam S