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Cat Forum / Cat Anecdotes / December 2006More purrs needed
Now we've been doubly screwed... by the person who tried to take our money, and the bank person who told us that it was all taken care of on Saturday. They lied through their teeth. The charges went through last night so this morning we woke up to a negative bank balance (because we moved the largest part of our funds into a savings account on saturday to protect it from any further theft attempts) and five bounced checks (because we left our rent and grocery money in the original account and spent it as it was intended). I want to kill someone very badly. John's just gone to the bank to try and fix it but they said it will take a week to untangle the mess and he has to do a formal affidavit and fill out a bunch of paperwork. I didn't go with him because if I did it's certain that I'd end up banned for life if not arrested, because I'd give them a piece of my mind VERY loudly. Why did they lie to us on Saturday? We could have done what we needed to do then... or at least at nine o'clock yesterday morning. We wouldn't have bought groceries and I'm sure that our landlord would have agreed to hold off on the rent for a week or so under the circumstances... but the bank just let us jump into the hole that was dug for us, and all they're waiting to do now is to shovel the dirt in after us. :( The bank should be responsible for any bounced checks in this circumstance. It may take a while to fix the mess, but you can't be held responsible if the bank told you to do it. Mega purrs coming. This really does suck :( > Now we've been doubly screwed... by the person who tried to take our > money, and the bank person who told us that it was all taken care of [quoted text clipped - 20 lines] > just let us jump into the hole that was dug for us, and all they're > waiting to do now is to shovel the dirt in after us. :( >Now we've been doubly screwed... by the person who tried to take our >money, and the bank person who told us that it was all taken care of [quoted text clipped - 20 lines] >just let us jump into the hole that was dug for us, and all they're >waiting to do now is to shovel the dirt in after us. :( WE IS PURRIN ANTY KAREN AN WE WILL SEND DEM OUR DIRTY LITTER IF U WANT.;) LUV DANTE Theresa Stinky Pictures: http://community.webshots.com/album/125591586JWEFwh Make Levees, Not War > Now we've been doubly screwed... by the person who tried to take our > money, and the bank person who told us that it was all taken care of [quoted text clipped - 20 lines] > just let us jump into the hole that was dug for us, and all they're > waiting to do now is to shovel the dirt in after us. :( Mega purrs on the way.  SignatureAdrian (Owned by Snoopy and Bagheera) Cats leave pawprints on your heart. http://community.webshots.com/user/clowderuk > Now we've been doubly screwed... by the person who tried to take our > money, and the bank person who told us that it was all taken care of [quoted text clipped - 20 lines] > just let us jump into the hole that was dug for us, and all they're > waiting to do now is to shovel the dirt in after us. :( You have my total sympathy. The level of incompetence that some organizations can achieve is mind boggling. I hope you get this all straight very soon. Try no to let them get you down. Andy (and Zak) > Now we've been doubly screwed... by the person who tried to take our > money, and the bank person who told us that it was all taken care of [quoted text clipped - 20 lines] > just let us jump into the hole that was dug for us, and all they're > waiting to do now is to shovel the dirt in after us. :( {{{{{Karen}}}}} That really stinks. I hope the bank gets its act together and straightens out the mess soon, with no extra fees! Ginger-lyn > John's just gone to the bank to try and fix it but they said it will > take a week to untangle the mess and he has to do a formal affidavit [quoted text clipped - 7 lines] > just let us jump into the hole that was dug for us, and all they're > waiting to do now is to shovel the dirt in after us. :( As soon as you get it straightened out, I suggest you change banks! (You might post a warning to others letting them know which bank it is, too.) Might be worth it to consult an attorney - sounds to me as though the bank might well be at fault in allowing access to your account without a signature or PIN! >As soon as you get it straightened out, I suggest you change >banks! (You might post a warning to others letting them >know which bank it is, too.) Might be worth it to consult >an attorney - sounds to me as though the bank might well be >at fault in allowing access to your account without a >signature or PIN! Believe me, the millisecond that money goes back in our account it's ALL coming out again! The name of the bank starts with W M and I'm sure you know which one it is... I was just venting about it over on IRC and at least four out of the 20 people in the channel have been screwed over by them in some way too! BTW, when the person (presumably a guy since it was DH's name on the account) used the card, he signed for his purchases. >> As soon as you get it straightened out, I suggest you change >> banks! (You might post a warning to others letting them [quoted text clipped - 11 lines] > BTW, when the person (presumably a guy since it was DH's name on the > account) used the card, he signed for his purchases. OK, you don't want to name the bank for pretty obvious reasons, but was the second word "Mutual"? Hope not, but if so, I want to avoid them, too! SignatureSam, closely supervised by Mistletoe >>> As soon as you get it straightened out, I suggest you change >>> banks! (You might post a warning to others letting them [quoted text clipped - 13 lines] >OK, you don't want to name the bank for pretty obvious reasons, but was >the second word "Mutual"? Hope not, but if so, I want to avoid them, too! Of course it was... And I was just thinking how lucky I was to get my problem straightened out so quickly. And I have the same bank. I guess it helps when the people use the card number to pay their electric and cable bill. Calls to the electric company and cable company had those charges put right back in our account. >>> As soon as you get it straightened out, I suggest you change >>> banks! (You might post a warning to others letting them [quoted text clipped - 3 lines] >OK, you don't want to name the bank for pretty obvious reasons, but was >the second word "Mutual"? Hope not, but if so, I want to avoid them, too! Karen tomorrow morning contact the police fraud department and that will put a fire under banks butt. Good luck with everything >>As soon as you get it straightened out, I suggest you change >>banks! (You might post a warning to others letting them [quoted text clipped - 11 lines] > BTW, when the person (presumably a guy since it was DH's name on the > account) used the card, he signed for his purchases. > Believe me, the millisecond that money goes back in our account it's > ALL coming out again! The name of the bank starts with W M and I'm > sure you know which one it is... I was just venting about it over on > IRC and at least four out of the 20 people in the channel have been > screwed over by them in some way too! Wow, I'm sorry to hear that. I've always heard good things about them (if they are who I think they are). Some friends of mine have accounts there and they've been happy with that bank, so I hate to think that something like this could happen to them. Hope it gets resolved soon! Joyce PS - After hearing your story, I went to my bank and asked what kind of protection I'd have if someone used my debit card number to clean out my account. They told me it was very similar to how it would be handled with a credit card, ie, I can dispute it, they would investigate, etc - except, of course, that the thieves would have taken actual money rather than "promised" money. There would be a period where I would be out of cash... but the guy at the bank said they'd resolve it within 10 days. >PS - After hearing your story, I went to my bank and asked what kind >of protection I'd have if someone used my debit card number to clean out [quoted text clipped - 3 lines] >than "promised" money. There would be a period where I would be out of >cash... but the guy at the bank said they'd resolve it within 10 days. Ten days is a heck of a long time when you've been left with a negative balance on your main bank account and the rent's due... >>PS - After hearing your story, I went to my bank and asked what kind >>of protection I'd have if someone used my debit card number to clean out [quoted text clipped - 6 lines] > Ten days is a heck of a long time when you've been left with a > negative balance on your main bank account and the rent's due... And that is why I don't keep a lot of cash in my checking account. Also don't have an EFT card. Just an ATM card where I have to enter a code to use it. With nearly everyone accepting credit cards anymore I'm not sure I really even want to have that. Jo > > Believe me, the millisecond that money goes back in our account it's > > ALL coming out again! The name of the bank starts with W M and I'm [quoted text clipped - 18 lines] > than "promised" money. There would be a period where I would be out of > cash... but the guy at the bank said they'd resolve it within 10 days. That's why I have an ATM card, NOT a "debit" card! With a credit card, you can refuse to pay a disputed charge - they may charge interest on the unpaid balance if the dispute is not resolved, but usually they'll just remove the charge from your account and shoot it back to the vendor. (And of course, no one can use my ATM card without the PIN.) > That's why I have an ATM card, NOT a "debit" card! With a > credit card, you can refuse to pay a disputed charge - they > may charge interest on the unpaid balance if the dispute is > not resolved, but usually they'll just remove the charge > from your account and shoot it back to the vendor. (And of > course, no one can use my ATM card without the PIN.) Yes, well, I don't have much of an alternative at the moment. Joyce >>As soon as you get it straightened out, I suggest you change >>banks! (You might post a warning to others letting them [quoted text clipped - 11 lines] > BTW, when the person (presumably a guy since it was DH's name on the > account) used the card, he signed for his purchases. But NOT the signature they have on file for your husband, right? (That's the purpose of signature cards - so you can prove it, if someone else tries to write checks on your account.) > Now we've been doubly screwed... by the person who tried to take our > money, and the bank person who told us that it was all taken care of > on Saturday. They lied through their teeth. Karen Hugs and purrs (Just as soon as I get them out of the bag of washing I brought home tonight- it smells of Paw and Dunzi usually the quieter one is currently holding Sarsi back!) from the Fabulous Furballs And I'd change my bank account as soon as this gets sorted and let them know why Lesley Slave of the Fabulous Furballs >Now we've been doubly screwed... by the person who tried to take our >money, and the bank person who told us that it was all taken care of >on Saturday. They lied through their teeth. This just really sucks. I am so very sorry you are suffering from this evil thief; and now the ignorant bank person.I hope this horrible mess is settled soon and you get your money back minus any fees. Purrs, -- CATherine > Now we've been doubly screwed... by the person who tried to take our > money, and the bank person who told us that it was all taken care of [quoted text clipped - 20 lines] > just let us jump into the hole that was dug for us, and all they're > waiting to do now is to shovel the dirt in after us. :( Purrs incoming. And litterbox offerings to the *&%&*%*&(*&* who told you it was handled when it wasn't. SignatureSam, closely supervised by Mistletoe > Now we've been doubly screwed... by the person who tried to take our > money, and the bank person who told us that it was all taken care of [quoted text clipped - 20 lines] > just let us jump into the hole that was dug for us, and all they're > waiting to do now is to shovel the dirt in after us. :( Purrs continuing to emit from four furry babies at our house. Could the person who stole your identity to begin with have been employed by or have contact with anyone you applied to for a mortgage? It sure seems too much of a coincidence that this happened a week after you were trying to get a loan for a house! Good luck that this is all sorted out within the next 24 hours. Julie, Hobbes, Lacey, Sam and Barnabus >Purrs continuing to emit from four furry babies at our house. Could the >person who stole your identity to begin with have been employed by or have >contact with anyone you applied to for a mortgage? It sure seems too much >of a coincidence that this happened a week after you were trying to get a >loan for a house! Good luck that this is all sorted out within the next 24 >hours. We never sent the loan application paperwork in... I really don't think it's connected. I think it's more likely that one of the (few) people we had dealings with on our trip to Tampa last month swiped the information... > >Purrs continuing to emit from four furry babies at our house. Could the > >person who stole your identity to begin with have been employed by or have [quoted text clipped - 7 lines] > people we had dealings with on our trip to Tampa last month swiped the > information... I don't have any advice for you Karen, but just wanted to offer sympathy and to tell you that you are certainly not alone. This has happened to two separate friends just in the past year. And yes, it was a nightmare to straighten it all out. This happens so often now, you would hope that the banks would be able to handle it better. Sherry > >Purrs continuing to emit from four furry babies at our house. Could the > >person who stole your identity to begin with have been employed by or have [quoted text clipped - 7 lines] > people we had dealings with on our trip to Tampa last month swiped the > information... I don't have any advice for you Karen, but just wanted to offer sympathy and to tell you that you are certainly not alone. This has happened to two separate friends just in the past year. And yes, it was a nightmare to straighten it all out. This happens so often now, you would hope that the banks would be able to handle it better. Sherry > Now we've been doubly screwed... by the person who tried to take our > money, and the bank person who told us that it was all taken care of [quoted text clipped - 20 lines] > just let us jump into the hole that was dug for us, and all they're > waiting to do now is to shovel the dirt in after us. :( This is so very stressful! We are sending lots of purrs and best wishes for the bank to fix this at last, Polonca and Soncek |
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